﴿ ۞ إِنَّمَا ٱلسَّبِيلُ عَلَى ٱلَّذِينَ يَسْتَـْٔذِنُونَكَ وَهُمْ أَغْنِيَآءُ ۚ رَضُوا۟ بِأَن يَكُونُوا۟ مَعَ ٱلْخَوَالِفِ وَطَبَعَ ٱللَّهُ عَلَىٰ قُلُوبِهِمْ فَهُمْ لَا يَعْلَمُونَ ﴾

“Only they may rightly be reproached who asked thee for exemption even though they were fully able [to go to war]. They were well-pleased to remain with those who were left behind -wherefore God has sealed their hearts, so that they do not know [what they are doing].”

Ultimately, there were some of them still left out for the simple reason that they could not find a mount. Rendered totally helpless, they could do nothing about their aspirations for Jihad. These are the kinds of people mentioned in the cited verses whose excuse was accepted by Allah Ta` ala. However, at the end, the warning was repeated by saying that particularly cursed are those who, despite their ability, elected to stay away from Jihad like women. The sentence: الَّذِينَ يَسْتَأْذِنُونَكَ وَهُمْ أَغْنِيَاءُ (Blame lies, in fact, on those who ask your permis-sion despite being rich - 93) means exactly this.